We are Star Health & Allied Insurance Co. Ltd., India’s leading private Health Insurance company headquartered in Chennai. We have been providing innovative services and products in health, personal accident and overseas & domestic travel insurance aligned with the needs of the Indian Market.
Our Service
Star Women Care Insurance Policy: Optional Cover (Lump sum on Diagnosis of Cancer):
- This policy provides lump sum cover as an optional benefit for first time diagnosis of Cancer.
- In-Patient Hospitalisation: Hospitalisation expenses incurred for a period of more than 24 hours on account of illness, injury or accidents are covered.
- Pre-Hospitalisation: In addition to in-patient hospitalisation, the medical expenses incurred up to 60 days before the date of admission to the hospital are also covered.
- Post-Hospitalisation: Post-hospitalisation medical expenses up to 90 days from the date of discharge from the hospital are covered.
- Modern Treatment: Expenses incurred for modern treatments such as Oral Chemotherapy, Intra Vitreal injections, Robotic Surgeries, etc. are covered up to the limits mentioned in the policy clause.
Star Comprehensive Insurance Policy:
- In-Patient Hospitalisation: Hospitalisation expenses incurred for a period of more than 24 hours on account of illness, injury or accidents are covered.
- Pre-Hospitalisation: Pre-hospitalisation medical expenses incurred up to 60 days before the date of admission to the hospital are covered.
- Post-Hospitalisation: Post-hospitalisation medical expenses up to 90 days from the date of discharge from the hospital are covered.
- Room Rent: Room, boarding and nursing expenses incurred during in-patient hospitalisation are covered up to 1% of the Sum Insured or to the maximum of Rs. 20,000 per day.
- Hospice Care:Payable up to 10% of the sum insured subject to a maximum of Rs.5 lakhs, if availed at our Networked facility. This cover is available after a waiting period of 24 months from the inception of the policy.
- Modern Treatment：Expenses incurred for modern treatments such as Oral Chemotherapy, Intra Vitreal injections, Robotic Surgeries, etc. are covered up to 50% of the Sum Insured specified in the policy schedule.
Senior Citizens Red Carpet Health Insurance Policy：
- In-Patient Hospitalisation: Hospitalisation expenses incurred for a period of more than 24 hours on account of illness, injury or accidents are covered.
- Pre-Hospitalisation: In addition to in-patient hospitalisation, the medical expenses incurred up to 30 days before the date of admission to the hospital are also covered.
- Post-Hospitalisation: Post-hospitalisation medical expenses are covered up to 7% of the hospitalisation expenses as per the limits mentioned in the policy clause.
- Room Rent: Room, boarding and nursing expenses incurred during in-patient hospitalisation are covered up to Rs. 10,000/- for the maximum Sum Insured opted.
- ICU Charges: Up to 2% of the Sum Insured is payable as ICU charges for the Sum Insured up to Rs. 10 lakhs. And, for the Sum Insured of Rs. 15 lakhs to Rs. 25 lakhs, ICU charges are covered up to actuals.
Family Health Optima Insurance Plan:
- Family Size: This policy provides wide coverage to family members including self, spouse, dependent children (maximum 3), parents and parents-in-law.
- In-Patient Hospitalisation: Hospitalisation expenses incurred for a period of more than 24 hours on account of illness, injury or accidents are covered.
- Pre-Hospitalisation: In addition to in-patient hospitalisation, the medical expenses incurred up to 60 days before the date of admission to the hospital are also covered.
- Post-Hospitalisation: Post-hospitalisation medical expenses up to 90 days from the date of discharge from the hospital are covered.
- Shared Accommodation: Expenses incurred on occupying a shared accommodation by the insured person are covered up to the limits mentioned in the policy clause.
