Européesche Verzekeringen B.V.
Européesche is a subsidiary of ASR Nederland N.V. that specializes in travel insurance. Travel insurance typically covers risks associated with trips, including medical expenses, trip cancellations, lost luggage, and other unforeseen events. For the most accurate and up-to-date information about ASR Nederland N.V. and its subsidiaries, including Européesche, I recommend checking the official website of ASR Nederland or contacting their customer service. Additionally, financial reports, press releases, or other official communications from the company can provide specific details about their subsidiaries and business divisions..
- Travel insurance: suitable for short-term or long-term travel, including medical expenses, accidental injuries, luggage loss and other coverage.
- Leisure insurance: suitable for various leisure activities, such as water sports, golf, camping, etc., including equipment damage, liability compensation, cancellation fees and other coverage.
- Boat insurance: suitable for people who own or rent boats, including boat damage, theft, fire, rescue and other coverage.
- Motorcycle insurance: suitable for motorcycle owners or users, including motorcycle damage, theft, fire, liability compensation and other coverage.
- Antique car insurance: suitable for antique car owners or users, including antique car damage, theft, fire, liability compensation and other coverage.
The company’s medical insurance mainly includes the following two types:
Européesche Verzekeringen B.V.'s long-term medical insurance is a type of insurance product for foreigners living or working in the Netherlands, which includes the following benefits:
Travel medical insurance: suitable for short-term or long-term travel, including medical expenses, accidental injuries, luggage loss and other coverage.
Long-term medical insurance: suitable for foreigners living or working in the Netherlands, including outpatient and inpatient treatment, dental treatment, drug costs and other coverage.
Outpatient and inpatient treatment: reimbursement for outpatient and inpatient treatment costs in the Netherlands or EU countries, including doctors, drugs, surgery, examinations, physical therapy, etc.
Dental treatment: reimbursement for dental treatment costs in the Netherlands or EU countries, including dental examinations, cleaning, filling, extraction, dentures, etc.
Drug costs: reimbursement for prescription or non-prescription drugs purchased in the Netherlands or EU countries, including medicines, potions, vitamins, etc.
Emergency rescue: reimbursement for rescue costs in the Netherlands or EU countries in case of emergency, including ambulance, helicopter, plane, etc.
Preventive health care: reimbursement for preventive health care costs in the Netherlands or EU countries, including physical examinations, vaccinations, gynecological examinations, breast examinations, etc.
Regarding the cost of cancer treatment, the company’s long-term medical insurance can reimburse the cost of cancer treatment in the Netherlands or EU countries, including chemotherapy, radiotherapy, targeted therapy, immunotherapy, etc. However, the company’s long-term medical insurance has the following limitations:
- The reimbursement of cancer treatment costs cannot exceed the maximum compensation amount stipulated in the insurance contract, which is generally 1 million euros per year
- The reimbursement of cancer treatment costs requires a deductible, which is generally 250 euros per year
- The reimbursement of cancer treatment costs does not include experimental or unconventional treatment methods, such as gene therapy, stem cell therapy, etc.
- The reimbursement of cancer treatment costs requires no diagnosis or symptoms of cancer before taking out insurance, otherwise it may be rejected or charged an additional risk fee
